The current news story of a British travellerâ€™s tragic motorcycle incident in Indonesia highlights how crucial it is to travel with good travel insurance.
Richard Plummer, from Kent, is currently in a coma in hospital after being seriously injured in a road accident in Indonesia. He did not have a valid travel insurance policy at the time of the incident.
As a result, Richardâ€™s father has already spent over Â£20,000 on medical bills for his sonâ€™s treatment. Richardâ€™s parents now face the possibility of being forced to sell their home to fund Richardâ€™s repatriation to the UK for treatment, which will cost around Â£98,000 due to medical requirements.
Read the full story on the BBC News website
Itâ€™s a tragic story thatâ€™s made even worse with the fact that these costs could have been avoided. It underlines how important it is to travel with travel insurance that has adequate medical expenses cover. At World First, our policies automatically include cover for up to Â£5 million of medical expenses. That includes the cost of repatriation for patients who are still alive. We also fly paramedics out to any seriously injured traveller(s) to make sure the highest standards of care and medical assistance are in place. Quotes for a single trip begin from just Â£7.
Â£7 is nothing in the context of Â£20,000 of medical bills and a Â£98,000 repatriation fee. Itâ€™s simply not worth the risk.
Yet people continue to travel without travel insurance.
Research published by the Foreign & Commonwealth Office (FCO) showed that a third of travellers visiting friends or family abroad did not take out a travel insurance policy last time they travelled. While the statistics only apply for travellers visiting friends and family abroad, the figures are alarming. You can read more in the post Thinking of travelling without insurance? The FCO say think again. An EHIC should also be considered essential when travelling within the EU. It’s free.
Serious incidents such as Richard Plummerâ€™s are not one-offs. Itâ€™s easy to assume an it-will-never-happen-to-me mentality while abroad. But less than a year ago another uninsured British citizen was hospitalised from a motorcycle accident, this time in Thailand. His family had to launch an urgent appeal to fund Â£60,000 worth of medical care.
Read the full story on the Daily Mail website
The message is clear: do not take the risk of travelling without travel insurance. If the worst happens, you could be left with life-changing medical bills.
Find out more about cost-effective, comprehensive travel insurance cover with World First at www.world-first.co.uk.