People do some crazy things on holiday. Sometimes they are planned, some times they are not. The number of ways for you to put yourself in danger is quite astounding, so if jumping off a high bridge with only an elastic band to support you is just too tame, why not try sky surfing, extreme skiing or ice climbing for some thrills.

Your travel insurer may well question your sanity, but would he refuse you cover and why would he do so? (more…)

Are safaris dangerous? What happens if I get eaten by a lion? The chances of that are pretty slim, in fact you’re more likely to get eaten by a shark surfing off the coast of Australia – there are 15 attacks and one death a year apparently – but safaris are classified by underwriters as activities and as such carry their own risk. And when you start talking of risk, insurers (or their underwriters) tend to get twitchy. So are safaris any different to any other holiday? What is actually covered by your travel insurance policy? (more…)

This is a guest post by Patrick Hamilton. He is a specialist in travel to Southern Africa and safaris in particular.

Africa is not the only destination for Safaris, but obviously it has the greatest variety both of accommodation and of animal and bird species available to the traveller.  From the Masai Mara in Kenya to the Okavango Delta in Botswana to the Kruger National Park in South Africa, the choice is bewilderingly wide.  Real luxury is available on safari, if that is what you want, splash pools at every chalet, wine cellars and other trappings which are regarded as necessary by some to make a complete holiday. There are truly magnificent Lodges, but my preference on safari – and I have done a few – is to get a little closer to nature. (more…)