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holiday insuranceWouldn't it be great if your holiday insurance paid out every time?

What with volcanic ash and airline strikesholiday cancellation insurance has been in the news quite a lot recently, and not always in a positive light. Well, we can't actually guarantee to pay out every time but maybe we have the next best thing.

World First has just launched two new cancellation policies that will cover you in almost any scenario you could imagine.

1. Hotelsure, holiday cancellation insurance without limits

Over the last couple of years, with people feeling the economic pinch and the falling exchange rate against the euro, there has been something of an upsurge in UK-based holidays. It seems that people have been returning to local holiday resorts in search of an alternative to the increasingly expensive beaches of the Mediterranean.

However, wherever you take your holiday, things can always happen and problems will always arise at some time or another which may mean you have to change or cancel your plans outright. That's where Hotelsure comes in.

Quite frankly, if you have to cancel because either you or a member of your family has medical problems or has a serious accident before or during the holiday, you'll be covered. No questions asked, and there's no age limit or health restrictions. There’s a really simple premium calculation table and you can set it up with just one phone call to our customer service team on 0845 071 3919. Alternatively, you can download the application form from the website, fill it in and send it off.

Policies cover up to £2000 of cancellation and curtailment charges per person and include protection for your luggage, documents, money and personal accidents whilst you are away. We can't say fairer than that, can we?

2. Cancelsure, course cancellation and curtailment insurance

Another effect of the economic situation is the increased popularity of self-improvement and vocational training courses. You can now learn to bake a cake, write a novel or take a decent picture all in the weekend.

However, they don't come cheap. Residential weekend courses start at around £300 and can easily rise up into the thousands. That's a big hit to take if you have to cancel. In the majority of cases, expect to lose your deposit and, especially if you have to cancel at the last minute, you could lose the whole cost.

That's where Cancelsure comes in. Just as with Hotelsure, there are no age or health restrictions. Even if you have medical problems or a serious medical condition, we'll still cover you. You'll be covered if you have two cancel the course, pull out at the last minute or cut it short. In some cases, we’ll even be able to pay for unexpected additional expenses if you have to return home early.

Just download the application form or call our team on 0845 071 3929 for instant cover. You can calculate premiums with this really simple table.

So whether it's for your holiday or for your course, Hotelsure and Cancelsure mean you can book your holiday or invest in your course in the knowledge that if there are any problems, recovering the cost won’t be one of them.

Of course, if you are going abroad on holiday (to the World Cup for example - it's not too late)  or on business, World First also provides excellent travel insurance for people with pre-existing medical conditions and for people aged up to 100.

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