Innocence is bliss, isn’t it? Well, maybe. But certainly not when it comes to travel insurance – unless your idea of bliss is paying thousands of pounds of bills out of your own pocket because you made a mistake with your travel insurance.

Let us explain so you can stay safe on your travels.

When it comes to taking out a travel insurance policy, declaring your medical conditions is essential. It’s the only way to get a policy that you can trust. Senior travellers are relatively tuned in when it comes to declaring conditions. But many younger travellers are seemingly unaware of how important it is to declare anything and everything to their travel insurers before taking out a policy.

Tell your travel insurer everything

We’ve seen numerous cases where younger travellers have invalidated their policies by failing to declare medical conditions. And it’s not just a case of declaring the major conditions. Minor conditions need to be declared too. Failing to do so could invalidate your entire policy. So if you needed medical treatment while abroad, you could be left facing a hefty bill.

>> Read about a couple who ran into a £50,000 medical bill abroad

The main culprits are those with conditions they feel are well-managed or minor, and so do not warrant medical travel insurance cover. Asthma and allergies are good examples. But this is dangerous. Failure to declare any condition could invalidate your entire policy. This is standard across the travel insurance industry. That would mean you would be at risk of not being covered if you were taken ill while on holiday.

Expert medical cover can be affordable too!

Some travellers are concerned that their premiums will skyrocket if they declare their medical conditions. But it doesn’t have to be that way. At World First Travel Insurance we insure thousands of medical conditions at a price that’s fair. And isn’t it better to part with a few extra pounds rather than risk a bill of thousands – possibly hundreds of thousands – of pounds if something unexpected happens while you’re away?

Read more on this story and see how you can save on medical travel insurance at www.world-first.co.uk.

Related posts:

1. How to make it to the World Cup and have a good time – safely
2. How to make your journey easier with Essential Holiday Extras
3. Make sure it’s more swoosh, less FOOSH this half term
4. Brits conned by travel insurance ‘get out’ clauses? You’re safe with us.
5. So what does travel insurance actually cover?

This entry was posted on Wednesday, January 18th, 2012 at 1:49 pm and is filed under Travel insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.